Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Trust Wallet’s new Stablecoin Earn feature aims to transform idle digital dollars into active opportunities, without compromising self-custody or simplicity. Stablecoins have long been considered the quiet workhorses of the cryptocurrency economy, stable in value, practical in use, yet often overlooked when it comes to unlocking their full financial potential. But as decentralized finance (DeFi) matures and stablecoins gain broader traction, new possibilities are emerging beyond simply holding digital dollars. Trust Wallet , one of the leading self-custody crypto wallets, is entering this space with its latest feature, Stablecoin Earn. Designed to turn idle assets into passive income, Stablecoin Earn allows users to access onchain yield opportunities without leaving the security of their wallet. To explore how this new feature fits into Trust Wallet’s broader vision and what it means for the future of everyday crypto use, we spoke with Eowyn Chen, the company’s CEO. 1. Stablecoins are evolving beyond being a store-of-value asset. What new opportunities does this shift create for everyday users? Stablecoins are becoming the bridge between traditional finance and web3. As they evolve from passive holdings into active financial tools, users can now access a wider range of opportunities: from earning yield on idle assets to participating in decentralized financial services like lending, payments, and even savings alternatives. This shift empowers everyday users to do more with their stablecoins without giving up control, whether it’s growing their digital savings, moving value globally, or interacting with DeFi applications in a safer, more familiar way. 2. What user behaviors or market signals led you to launch a native yield feature within Trust Wallet? We noticed that billions of dollars worth of stablecoins were simply sitting idle onchain, even as DeFi opportunities matured. Many users who trusted stablecoins as a store of value were not taking the extra step to put them to work, often due to complexity or risk concerns. Our goal with Stablecoin Earn is to remove those barriers: helping users unlock simple, transparent yield opportunities directly within their wallet, without losing custody of their assets. It’s about making web3 more useful and accessible for everyone, not just advanced users. 3. How does Stablecoin Earn extend Trust Wallet’s mission of promoting self-custody and web3 accessibility? A big part of our mission has always been to empower users through self-custody and easy access to web3 opportunities. Stablecoin Earn continues that by allowing users to grow their assets without relying on centralized intermediaries. Everything happens transparently onchain, and users retain full control at every step. By embedding this experience natively into the wallet, we make it easier for people to participate in DeFi safely and confidently, in line with our broader vision of building web2-level user experience on top of web3 foundations. 4. How does embedding onchain yield opportunities directly into the wallet lower barriers for DeFi adoption? For many users, DeFi can feel intimidating, navigating dApps, connecting wallets, understanding protocols, and managing risks can be overwhelming. By integrating yield opportunities directly into Trust Wallet’s native experience, we eliminate much of that complexity. Users no longer need to jump through multiple steps or platforms. They can simply discover, assess, and engage with trusted opportunities from within the wallet they already use, with the same security and self-custody principles they expect. It’s a major step toward making DeFi feel as simple and accessible as everyday fintech apps. You might also like: Trust Wallet tops crypto wallet downloads for March 2025 5. Stablecoin Earn integrates with various DeFi protocols, including Morpho and Kiln. What criteria guide your choice of DeFi partners for Stablecoin Earn? We take partner selection seriously. For Stablecoin Earn, we prioritize protocols that have strong reputations for security, transparency, and efficiency. Morpho and Kiln represent some of the leading efforts in optimizing onchain yields in a non-custodial, user-first way. Before any integration, we assess protocol risk models, smart contract audits, operational history, and alignment with our own self-custody principles. Our goal is to curate partners that offer users strong potential benefits without compromising safety or control. 6. Stablecoin Earn offers no lock-up periods, ensuring users full liquidity. How does Trust Wallet provide this flexibility alongside yield opportunities? The ability for users to deposit and withdraw at any time is core to how Stablecoin Earn is designed. We integrate with DeFi protocols that support liquid vault structures, allowing users to earn yield without committing to rigid lock-up terms. Behind the scenes, we work to surface only the opportunities where users maintain on-demand access to their assets. This ensures that users can benefit from yield opportunities while preserving the self-sovereign flexibility that is fundamental to Trust Wallet’s philosophy. 7. How are users’ funds managed once they interact with Stablecoin Earn, and what safeguards are in place to protect them from common DeFi risks? When users interact with Stablecoin Earn, their funds are deployed into selected DeFi strategies via smart contracts. We do not custody user funds. To mitigate risks, we carefully vet the protocols we partner with, prioritize those with strong security audits, and integrate clear transaction signing so users can see and understand every action taken. Additionally, we provide educational resources to help users make informed choices. While no system in our industry is without risk, transparency, smart contract security, and user control are the pillars of how we manage safety. 8. Are there plans to expand Stablecoin Earn with new stablecoins, blockchain networks, or additional earning strategies to further enhance the user experience? Of course, we want to give our users more options to put their assets to work without compromising self-custody. We’re exploring a number of options for Stablecoin Earn, including support for new stablecoins, additional blockchain networks, and stablecoins backed by real-world assets. We’re also looking into adding more vaults with varying risk profiles, as well as automated strategies and DeFi-native products for more advanced users. These efforts are still being shaped, but they reflect our ongoing commitment to bringing accessible, secure onchain opportunities to a broader audience . Read more: Trust Wallet launches ‘Stablecoin Earn’ to boost crypto earning opportunities Disclosure: This content is provided by a third party. crypto.news does not endorse any product mentioned on this page. Users must do their own research before taking any actions related to the company.
